Payday Loans in Seattle, WA | Cash Advance in Seattle, WA
Seattle, WA Payday Advances Online
A payday advance–also called a payday loan–is a short-term cash advance that can assist a person with small, typically unforeseen expenditures. Payday loans are short-term in nature and not intended to be utilized for long-term or bigger purchases such as a house or a car.
Payday loans in Seattle are a safe and convenient method to allow a client to stretch his or her buying power and cover small, unexpected expenditures. Plus, unlike a home or auto loan, underwriting requirements for payday loans are far less in-depth and strict. This means that you are able to get cash far more quickly even with a low (or no) credit score.
Seattle is a major port city located on the Puget Sound in the northwestern part of the continental United States, and is close to other large towns such as Redmond, Tacoma, and Bellevue. The city has experienced robust economic and population growth in the past several years thanks to the growth of major software, biotech, and internet companies, particularly Amazon.com.
The largest employers in and around Seattle include Boeing, Amazon.com, Microsoft, and the army’s Joint Base Lewis-McChord. Despite the fast growth in Seattle of late, we know that there can be unexpected costs that make it difficult to make ends meet, even if you have a steady paycheck from one of those major employers or another great company like Starbucks, Target, or Walmart.
Whether you’re dealing with seasonal expenses, like vacation costs and back-to-school costs, or you need assistance with unexpected car or truck repairs, payday loans in Seattle can assist you.
How much can I borrow in Seattle, WA?
Seattle advances vary from $50 to $1,000 (or more) depending upon several factors including your state of residence, your income, and in some cases your credit history (particularly for larger loans). The underwriting requirements for our loans are typically less strict than for traditional loans. With a car or home loan, it can take days or weeks to get your final decision because the bank making the loan requires extensive examinations of your past credit and work history, among numerous other factors.
At Direct Payday Loans, you’re able to access cash more efficiently, often in the same day. In exchange for the cash you require, one of the lenders in our network will require that you pay back the principal amount that you borrowed in addition to a small fee. This fee, in addition to the initial amount obtained via the loan, is normally due on your next payday.
If you need a little money prior to your next paycheck, try a fast & easy cash advance. We’ll assist you in getting the cash you require today so you can keep moving with the things that are important in your life rather than worrying about money.
With Direct Payday Loans you can:
- Get your loan in minutes
- Read and understand plainly defined costs & terms
- Receive an easy, short-term advance (also called a payday loan)
- You will not be required to furnish a paper check
We recommend that borrowers consider the amount of their next paycheck and identify how much they can responsibly repay within their budget. Financial stress is never enjoyable to experience, however it is important to carefully consider your financial resources prior to taking out a loan. You need to ensure that you have enough cash to both pay your loan back and also have enough money for your normal living expenses.
Although a lot of loan providers permit you to “re-purchase” or re-borrow your loan, this is not suggested, as it can result in a cycle of loans that wind up costing you much more in the long term.
Bad credit? Not a problem in Seattle
Payday loans aren’t like mortgage or vehicle loans. Instead, they’re unsecured personal loans for individuals in need of short-term monetary help. They are not secured against an item of collateral such as a car, a truck, or a house, so they are referred to as “personal” loans.
The traditional banking and lending system tends to make it very difficult to access quick cash if you do not have a stellar credit score. Mortgages, lines of credit, auto loans, and even credit cards tend to be reserved primarily for those with good credit scores and high incomes. It is for this reason that we believe that payday loans are an excellent financial tool to use in order to “bridge the gap” between now and your next paycheck.
Our network of loan providers understands this, and our lenders are open to lending to people with less-than-stellar (or even no) credit ratings. Most of the time, loans are based upon earnings and other factors, for instance the length of time you have held your job. Many lenders don’t even use a standard credit check. Nevertheless, for larger amounts (particularly if you’re looking for a loan over $1,000) some lenders may use your credit report to make a lending decision.
Make an application for Payday Loans– No Faxing Required.
Faxless payday advance loans enable anyone with internet access and a checking or savings account to quickly access cash and lower their economic stress with a quickly-offered payday loan. Many types of loans online require evidence of identity which frequently implies faxing documents. These days, we know it can be difficult to access a fax machine and far easier to send documents electronically. Lack of fax machine access is never an issue when using Direct Payday Loans for your no-fax payday advance loan.
Easy Online Application – Instant Approvals For Seattle Residents
We have streamlined the online loan application procedure to make it quick and easy for you to request the cash loan you need. In fact, you can complete the online application in minutes and get a nearly instantaneous decision – click here to apply for a cash advance loan online in Seattle.
As you are starting the application process, make sure you have your social security number, source of income, and banking details at hand while completing the application.
Direct Payday Loans Online in Seattle: Money when you need it most.
Local Payday Loan Providers in Seattle, WA
If you’re a couple weeks away from payday and having difficulty making ends meet because of a surprise expense, we know that is a stressful time in your life. At Direct Payday Loans we are big believers in online applications for payday advances as we think this saves you a lot of time and money.
Why? It is very important to compare rates and terms prior to deciding on which lender to borrow from. If you’re looking at payday loan store fronts around you it can be far more challenging to compare their rates and terms because you will have to either drive to or call many different lenders. Applying online through Direct Payday Loans does the work for you!
Also keep in mind that payday storefronts have to pay rent costs. This is often a very high expense that they have to pass on to you, the borrower, in the form of higher rates and fees. Still, we understand that some people like doing business with a store front, and for that reason we’ve pulled together a helpful list of some local payday lenders in Seattle.
Moneytree has five locations around the Seattle area including in Renton, Kirkland, and Burien, WA. Generally speaking, its reviews are good, but only one location (in Kirkland) has stellar online reviews. The happy reviewers note that the employees at Moneytree are exceptionally friendly, while disappointed reviews note that the lines can be very long.
10500 Greenwood Ave N
Seattle, WA 98133
12407 NE 124th St
Kirkland, WA 98034
Money Mart Seattle
Money Mart has very good online reviews. Its many reviews specifically call out employees by name, which leads us to believe that Money Mart takes a lot of time and care in its hiring practices. The business only has one location in Seattle, however it is conveniently located just off highway 522.
12014 Lake City Way NE
Seattle, WA 98125