Payday Loans in Santa Clarita, CA | Cash Advance in Santa Clarita, CA
Santa Clarita, CA Payday Advances Online
A payday advance–also called a payday loan–is a small dollar, short-term cash advance utilized to assist a person with small, often unforeseen expenditures like surprise repair costs for your car or home.
Payday loans are short-term in nature and not meant to be utilized long-term or for larger purchases like a home, car or truck. Securing an auto or home loan tends to involve a lengthy process in which an underwriter examines your employment history as well as many facets of your credit report and payment history. By comparison, payday advances are much quicker to obtain–you can often get money the same day–and lenders do not put much, if any, emphasis on your credit score.
Santa Clarita is a city in the northwest portion of Los Angeles County in California. It is often overshadowed by the much larger city which gives the county its name, but there is still a robust economy to support the more than 200,000 people who call Santa Clarita home. Major employers in Santa Clarita include the Six Flags location, Princess Cruises, Walmart, and the Henry Mayo Newhall Memorial Hospital.
Still, despite its diversified economy, we know that financial hardship can still hit people in Santa Clarita. Even if you have a good-paying and steady job from one of the employers mentioned above or a company like Target, Home Depot, or Starbucks, unexpected expenses can come at you out of the blue.
Payday advances are a safe and convenient way for someone with a steady paycheck to extend their purchasing power in order to cover small, unexpected expenditures. Whether you’re dealing with seasonal expenses like vacation bills and back-to-school expenses, or you need help with unexpected car or truck repairs, payday loans in Santa Clarita can help you out.
How much can I borrow in Santa Clarita, CA?
Santa Clarita advances vary anywhere from $50 to $1,000 (or more) depending on a number of factors including things like your income, the frequency of your pay, and your state of residence. The qualifications for our loans are typically far less rigid than for larger loans like home or auto loans.
In exchange for the cash you need, one of Direct Payday Loans’s lenders will charge you a small fee. This fee–charged in the form of interest on the money that you borrow–along with the original amount borrowed (the “principal”) is usually due on your next payday and is paid via ACH transfer.
If you need a little extra money before your next paycheck, it could be worth applying for one of our fast & easy cash advances. We’ll help you get the cash you need today so you can stop worrying about money and get back to the things that really matter to you.
With Direct Payday loans, you can:
- Get cash after just a few minutes of your time
- Read & understand plainly-defined charges & terms
- Receive an easy, short-term advance (also called a payday loan)
- Rest easy knowing you won’t need to provide a paper check
If you’re thinking about borrowing money via a payday loan, we suggest that you consider the amount of your next paycheck and how much you are able to comfortably pay back. Make sure you have a budget plan, and don’t borrow so much that you aren’t able to cover your normal bills such as rent and groceries. Remember that in addition to your normal expenses, a portion of your next paycheck will be used to pay back your loan.
Although a lot of loan providers allow you to “re-purchase” or renew your loan, we don’t recommend this practice. Renewing your loan can lead to a cycle of loans that wind up costing you a lot more in the long term.
Bad credit? Not an issue in Santa Clarita
Payday advance loans aren’t like mortgage or auto loans. Those loans are “secured” loans that are made as a way for you to purchase a large item. Instead, a payday loan is what is referred to as an unsecured personal loan.
Payday advances are generally for rather small amounts for people in need of short-term monetary help. Our network of lenders understand this and are open to lending to people with less-than-stellar credit ratings. For the most part, payday loans are based on income and other signals such as how long you’ve held your current job. The majority of our lending institutions don’t even use a traditional credit check.
Keep in mind, however, that for larger amounts–especially if you’re looking to borrow more than $1,000–some lenders might use your credit report to make a lending decision.
Obtain Payday Loans– No Faxing Required
Nowadays, with smartphones and laptops everywhere, it can be very difficult to find a fax machine. Our faxless payday advances enable anybody with internet access and a checking or savings account to immediately access cash and lower their financial stress with a payday advance.
Many types of online loans require some proof of identity, which usually means you’re forced to fax in identification documents. That is never a problem when applying through Direct Payday Loans where we offer faxless payday advance loans.
Easy Online Application – Instant Approvals For Santa Clarita Residents
We have spent a lot of time building the technology to simplify the online loan application process in order to make it fast and easy for you to apply for and get the cash loan you need. In fact, you can complete the online application in just a few minutes and get an instantaneous decision – click here to apply for a payday advance loan online in Santa Clarita.
As you’re preparing to apply, make certain you have your social security number, source of income, and banking details handy.
Direct Payday Loans Online in Santa Clarita: Money when you need it most.
Local Payday Loan Providers in Santa Clarita
At Direct Payday Loans, we are big believers in sourcing the cash that you need online rather than in person. Why? Well, the biggest reason is that it is far easier to compare rates and terms online than it is in person. If you’re going to borrow in person, you’ll be forced to either call multiple stores or drive between them in order to know what they are willing to lend you and the fees that you will have to pay.
In comparison, with our easy online application you’ll get rates and terms from multiple lenders. By doing this, you may be able to save a lot of money versus going to a store in person. Plus, you can stay comfy in your own home!
Still, we understand that some people prefer doing business in person, and we’ve compiled this handy list of local payday loan providers in order to help you get started in comparing your options.
Check Into Cash
Check Into Cash is a national provider of payday advances, and they have a location in Santa Clarita not far off the Antelope Valley Freeway. Unlike many local payday loan providers, they only have a handful of reviews online, however they are generally good reviews. Online reviewers note the professionalism of the staff, but many simply left a star rating without commentary.
18553 Soledad Canyon Rd
Santa Clarita, CA 91351
Like Check Into Cash, Advance America is a very large, national provider of payday loans. They have a location in Santa Clarita that has stellar online reviews. The online reviewers note that the staff is very friendly, but interestingly one of the most common things said is that the staff does a great job in taking time to explain the fees that Advance America charges.
19357 Soledad Canyon Rd
Canyon Country, CA 91351