Payday Loans in Newport Beach, CA | Cash Advance in Newport Beach, CA
Newport Beach, CA Cash Loans Online
Are you short on cash this month? Have a big bill coming up? Having trouble paying your for a medical procedure? That’s absolutely normal and understandable. We have just the thing that can help you climb out of your financial instability hole in a day. Yes, you heard that right. You could solve your problem today! Payday loans are short-term loans that don’t take a long time to get and can help you solve a financial emergency today.
Newport Beach is a coastal city in the south of California. It has a thriving economy that is mainly driven by tourism, professional, scientific and technical services. The city has a per capita income of $86,586 and median household income of $123,958. 28.6% of households earn more than $200,000 a year and the median home value tops $1 million. Plus, the health sector is also very strong in the area. All in all, Newport Beach has a strong economy on the upward slope with an unemployment rate of 4.8% according to a report in 2019.
The employment rate of Newport Beach is very strong and the opportunities are endless. Some of the solid employers in the area include Chipotle, Hoag Network, Pacific Mutual, Pacific Life, Marriott, and Starbucks.
However, even people with good jobs at companies like these or another great company like Home Depot or Amazon often face financial problems. There are a number of events that can cause unexpected financial problems like these in a person’s life. Some can be caused by unexpected events like a car crash or an emergency medical need. In either case, no issue is ever too big or small. Nor are they ever unsolvable.
Don’t let short-term financial instability delay any long-term decisions that may cost you a fortune in the future! About 65% of the American population has taken a payday loan at some point in their life. We know that the word “payday loan” can come as a bit of a scare for a lot but do not worry, we’ve got your back! We’ll explain what you’re signing up for in simple terms and even connect you with a lender of your choice!
In most cases, submitting your information through our site may only take a few minutes of your time. After submitting your information, you will be redirected to the lender’s website to review the loan terms. If accepted, the funds will be deposited into your bank account as early as today!
Let’s look at the details a bit more. You borrow the amount of cash needed for your immediate cash problem from a lender, who will charge you principal and interest in exchange for the cash. The lender will need your bank account information to wire you the money in as soon as a few minutes. The payback can be automatically deducted from your account when it is due, along with any interest due. Doesn’t that sound easy? It could not be easier than applying online with Direct Payday Loans.
Reasons why online payday loans with Direct Payday Loans are great:
- – No lengthy application process
- – No extensive documentation is needed
- – As soon as same-day availability of loans
- – You usually do not even need a traditional credit check
How much can we borrow?
Most people looking into payday loans try to cover a couple of hundred dollars before their upcoming paycheck hits their account. Payday loans are usually the most convenient and fastest method to get quick cash because there are no lengthy application or approval processes.
You can get a loan of up to $1000 or sometimes even more through payday lenders. If you are looking for a loan for more than $1000, you may have a more elaborate application process that might require a traditional credit check.
What happens if I don’t pay back my loan on time?
Some lenders allow you to renew or rollover your loan. However, we do not recommend this practice at Direct Payday Loans. This can lead to a cycle of increasing debt principal and increasing interest costs. We do not want you to be in a worse financial situation after getting a payday loan, so make sure you always have a spending plan in place.
It is essential that you create a budget before taking out a loan and agreeing to terms with a lender. It is important to know what you are getting into. Put off other big purchases this month and try to cut back on your spending a bit. That way you can have a plan in place to pay off your loan on time and in full.
Does my credit score matter?
The good thing about payday loans is that they usually do not require a traditional credit check. In fact, you may not even need a good credit score (or any credit score at all) to access payday loan funds. Unlike traditional bank loans, payday loans are not secured against an asset, nor must your credit score be checked. Instead, your employment history and tenure at your job are the most important factors in getting a payday loan!
If you are looking for cash in an amount greater than $1000, you may have to provide different documents and go through more elaborate background checks than a smaller loan requires.
Easy Online Application
Lengthy online applications can be such a pain. That is why we have streamlined our online application process to be super fast and easy. All you need is:
- Your SSN
- Your banking information
- A recent pay stub
With this information handy, you can apply for a direct payday loan in minutes and get your money as soon as the same day. It will be tough to find a loan application easier than this!
Local Payday Loan Stores in Newport Beach, CA:
Even though our online application process is super convenient and fast, we do understand that some people still prefer doing business in person. We think the best way to apply is online, but if you really want to call or drive around to find the best deal, you can still do that.
We only want the best for our customers, so we have put together a list of local stores for you. It is important to find a lender with a good reputation and a good offer. The comparisons can really be a headache sometimes, but we have got you covered. Here are a few picks amongst the numerous local stores in Newport Beach!
1934 Harbor Blvd Costa Mesa, CA 92627
Cash Stop offers quality financial services including payday loans, check cashing, car title loans, taxes, Moneygram and notary services. Customers have noted that their offices and staff are friendly and inviting.
Continental Currency Services
2222 S Bristol St Ste F Santa Ana, CA 92704
Continental Currency Services are a great store for quick cash to recover from an unexpected emergency . Their fast service and flexible loan range makes them one of the best choices in Newport. They are able to process a payday loan as quickly as the same day!
13010 Harbor Blvd Garden Grove, CA 92843
Speedy Cash has a well-rated customer service system; they also pride themselves on being the most convenient store for loans as big as $950. Speedy Cash usually offers fast service and good interest rates in comparison to some competitors.
13187 South Harbor Blvd. Garden Grove, CA 92843
With the ability to make larger loans, Advance America also provides rapid and convenient customer service. Advance America is a national retailer with branches all over the country. Usually, their stores are well rated by online reviewers, which is always a good sign.