Payday Loans in Mobile, AL | Cash Advance in Mobile, AL

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Mobile, AL Cash Loans Online



A payday loan is a small, short-term cash advance that can be used by someone who needs temporary help with an unexpected expense. Payday loans are short-term in nature and not supposed to be used for long-term financing or for larger purchases like a car or a home. They are a safe and practical tool that lets a person stretch their purchasing power to cover an unexpected expense until they receive their next paycheck. Whether you are dealing with back-to-school costs for your kids, vacation expenses, medical bills, or unexpected car repairs, Payday Loans in Mobile can help you today.

Mobile, the only saltwater port in Alabama, is the county seat of Mobile County and the third most populous city in the state after Birmingham and Montgomery. The city is home to more than 185,000 people according to 2019 estimates. The port on the Mobile River has always played a critical role in the city’s economic development, serving as a trading hub between French colonists and Native Americans. Mobile continues to be a cultural center for the Gulf Coast region, with historic architecture, art museums, and a symphony playing a central role in the city.

Mobile has a diversified economy with industries that include aerospace, manufacturing, steel, ship building, construction, and medicine, among others. Some of the largest employers include Infirmary Health Systems, Austal USA, Computer Programs and Systems, AM/NS Calvert, Providence, and Altapointe Health Systems. The Mobile County Public School System, the University of South Alabama, and the city and the county provide many good jobs to local citizens as well.

Even if you have a good job working at one of these companies, a local university, school or health system, or another great employer like Starbucks or Wal-Mart, there may be a time when you don’t have enough cash available to pay for unexpected expenses. If that happens, a payday loan can help you bridge the gap and get you back on firm financial footing. If you have a steady job with a consistent paycheck, a payday loan can provide money fast–often the same day–to cover an unexpected expense.

Just how much can I borrow in Mobile, AL?

Payday loans in Mobile can range from $50 to $1,000 (or more) depending upon a few factors such as your state of residence, your income, and how long you have had your current job. The qualifications for payday loans are usually less strict than they are for typically larger loans like a mortgage or auto loan.

Direct Payday Loans will connect you directly to a local lender who can provide you same-day cash. In exchange for the cash, the lender will charge a small fee in the form of interest costs. This fee, along with the initial amount borrowed (the principal), will usually be due on your next payday.

If you need a little extra cash before you receive your next paycheck, you can use a fast and easy cash advance. We’ll help you get the money you need TODAY, so you can keep living your normal life and focus on the things that are most important to you. With Direct Payday Loans, you can:

  • Get the cash you need the same day, often within minutes
  • Review plainly-defined terms and conditions
  • Access a simple, short-term cash advance with as little hassle as possible
  • Receive cash without needing a paper check or having to fax documents

Borrowing Responsibly

Before accessing a payday loan, we advise that you create a spending plan to ensure that you can repay your loan in full when it comes due. It is important to keep your budget in mind before agreeing to terms with a lender. That way, you can avoid borrowing more than is necessary. The more you borrow, the more interest costs you have to pay and the harder it will be to pay off your loan when it comes due. With Direct Payday Loans, you will be able to access cash today, but you should consider your full financial situation before acting.

Although the majority of lenders permit you to “re-purchase” or renew your loan, we do not recommend this practice at Direct Payday Loans. Renewing your loan can create a cycle of loans that wind up costing you significantly more money in the long-term. Before applying for a payday loan, create a plan to pay back the loan on your next payday while also ensuring that you have enough cash to cover your normal day-to-day expenses like groceries and rent.

Bad credit? Not a problem in Mobile

Payday loans are not like mortgage or auto loans. Payday loans are unsecured personal loans used by individuals in need of short-term financial assistance. Our lenders understand this and are often open to providing these loans to individuals with low (or no) credit scores. Lenders will use your income and other factors to determine whether you can access a loan.

With an auto loan or a home loan, a lender almost always requires a good credit score. Many of our loan providers do not pull your credit report. However, for larger amounts (particularly if borrowing more than $1,000), some lending institutions may use your credit report to make a lending decision.

Traditionally, many online loans required an individual to fax in documents to verify their identity. It can be very difficult to find a fax machine these days, so Direct Payday Loans does not require you to fax any documents. Faxless payday advances allow anyone with an internet connection to access cash quickly and lower their financial stress right away. At Direct Payday Loans, you will never have to fax information.

Easy Online Application – Instant Approvals For Mobile Residents

We have streamlined the online loan application process to make it quick and easy for you to get the cash advance you need. In fact, you can complete the online application in minutes and get an instant decision – click here to apply for a cash loan online in Mobile. Make sure you have your social security number, income source, and banking info nearby while completing the application.

Direct Payday Loans Online in Mobile: money when you need it most.

Payday Advance Near Me in Mobile, AL: Local Providers

As mentioned above, we have streamlined the process to make it simple, easy, and cost effective to apply for a payday loan online. However, we know that some people prefer to visit a local store in their area. If you would still rather visit a payday loan office in person, we have put together a list of local providers for Mobile.

When visiting an office to apply for a loan, it can be more difficult to compare your options to find the best pricing. By applying online, you can access the best offers from multiple lenders and review your options from the comfort of your home. You can access the information you need to make the best decision for you right in front of your computer. No driving around required!

Additionally, a payday loan office may have to pass on the rent costs of having a physical location, resulting in a higher interest rate or higher fees for you. Be sure to review all the relevant details before visiting a local payday loan office.

Check ‘n Go

As of March 2021, Check ‘n Go has three stores in and around Mobile. The stores have mostly very good reviews online, with some customers noting the great experience they had with the employees at the stores. Check ‘n Go offers payday loans, check cashing, installment loans, and other services.
3211 Moffett Rd Ste 102
Mobile, AL 36607
(251) 479-4866

Approved Cash (Liberty Tax & Loans)

As of March 2021, Approved Cash has 5 locations in and around Mobile, including in Tillmans Corner and Chickasaw. The stores have great reviews online, with many customers commenting on the professional and pleasant customer service. Approved Cash offers payday loans, car title loans, check cashing, and installment loans.

4057 Moffett Rd Suite F
Mobile, AL 36618
(251) 460-9219