Payday Loans in Los Angeles, CA | Cash Advance in Los Angeles, CA


Los Angeles, CA Payday Loans Online



Are you experiencing money problems? Do you just need a small advance against your paycheck to tide you over for a couple weeks? Do you need cash for an unexpected expense?

An online payday loan can be the solution you are looking for. When you’re experiencing short-term money problems, it can be a very stressful time. It is common for the financial shortfall to become an all-consuming problem that can make it very difficult for people to enjoy anything else.

A number of scenarios can lead to financial shortfalls, ranging from unexpected car or truck repairs to back-to-school expenses that require a lot of your hard-earned cash in order to ensure that your child has what he or she needs when returning to the classroom.

Los Angeles, founded in the late 1700s, is the second-largest city in the United States (after only New York City) with a population of more than four million people. Amazingly, the metro area of Los Angeles is home to over thirteen million people, and the size of the metro leads to Los Angeles’ epically bad traffic jams. The metro area includes other cities like Long Beach, Santa Monica, Burbank, Anaheim, and Irvine.

While L.A. is best known for its Hollywood entertainment industry that routinely churns out massive hits from brands like Disney, Paramount, and Pixar, the reality is that L.A. is home to a diverse economic base that boasts a wide range of businesses. Major employers in and around Los Angeles include the Kaiser Permanente healthcare system, Target, Northrop Grumman, the Walt Disney Company, and NBC Universal.

Despite its large and diversified economy, thousands of people experience financial shortfalls every single day in L.A. The good news is that a steady paycheck from one of the major employers mentioned above, or even another great business like Starbucks, O’Reilly Auto Parts, or Ross Dress for Less can be your ticket out of the short-term financial difficulty you’re experiencing.

A payday loan–commonly referred to as a payday advance–is a short-term cash advance. By applying via Direct Payday Loans, you will be connected with a number of lenders that will be able to get you the cash you need as soon as today.

Just how much can I borrow in Los Angeles, CA?

Perhaps the most common question asked by people learning about payday loans is: How much can I borrow? It makes sense that this question would be asked because people looking for payday loans usually have a surprise expense that is several hundred dollars, and they need to cover it prior to their next paycheck.

The short answer is that payday loans generally enable people to borrow anywhere from $50 to $1,000. Sometimes more than $1,000 can be borrowed, however these larger loans tend to involve lengthier processes that will necessitate a credit pull.

The requirements for getting a payday loan are generally far less strict than they are for larger loans such as mortgages and auto loans. When you apply online through Direct Payday Loans, you will be connected with a number of lenders that will be able to get you quick cash as soon as the same day that you apply.

In exchange for the principal amount that you borrow, the lender will charge you a small amount in the form of interest. The principal and interest will be due and payable normally on your next payday and will be automatically drafted from your checking account via an ACH transfer. Simple!

A fast and easy cash advance may be just the thing that you need in order to get quick cash and move on with your normal life. You’ll be able to stop worrying about money and get back to the things that you love, such as friends and family.

With Direct Payday Loans, you’ll be able to:

  • Get cash as soon as the same day that you apply,
  • Review simple terms and conditions, including costs,
  • Access a short-term, simple cash advance, and
  • Not worry about finding a fax machine to send in a lot of documents.

Borrowing Responsibly

Prior to taking out a payday loan, it is worth taking a few minutes to craft a comprehensive spending and budget plan. Think about when you’ll get your next paycheck and how much money you will receive. Keep in mind that in addition to paying back the principal and interest on your payday loan, you will also have to pay for normal expenses like groceries, rent, and cell phone bills. Think through all of your potential expenses over the next month.

Many payday lending companies allow you to “repurchase” or renew your loan (also called “rolling over”), however we do not advise requesting or accepting such an offer. Rolling over your payday loan can lead to an accumulation of principal and interest amounts, which will make it all the more difficult to pay the money back over the long run.

If you create a budget and are confident that you will have sufficient cash left over to pay your loan back, a payday loan can be a powerful financial tool. Without a plan, you could find yourself in a very difficult situation. Always make a plan before agreeing to terms with a lender

Bad credit? Not an issue in Los Angeles

Just because you don’t have a great credit score doesn’t mean that you won’t be able to get a payday loan. Large, “secured” loans like auto or home loans are lent to people against a specific asset such as a truck or a home. If the loan is not paid back, the lender is permitted to repossess or foreclose on the piece of property that the money was provided for.

By contrast, payday loans are unsecured personal loans. They are generally smaller loans that are lent by payday loan companies against your future income. Specifically, the payday lender is looking at your next paycheck amount to ensure that you are able to pay the loan back.

Payday loans are generally given based on your income, and a few other factors such as:

  • Your tenure at your job,
  • The amount of each paycheck you receive, and
  • The state you live in.

Keep in mind that if you’re seeking more than $1,000 it is not unlikely that the lender will need to perform a traditional credit check.

Easy Online Application – Instant Approvals For Los Angeles Residents

Our team has put in a lot of work streamlining the online application process for Los Angeles residents. Our online application engine is an easy to use, simple, and cost-effective way for you to get the cash that you need. In fact, when you apply online with Direct Payday Loans, you’ll only need a few minutes of your time in order to get the cash that you need as soon as the same day you apply!

When applying, make sure that you have:

  • You social security number,
  • A recent pay stub, and
  • Your banking information.

Direct Payday Loans Online in Los Angeles: Money when you need it most.

Local Payday Loan Stores in Los Angeles

As mentioned above, we have put a lot of time and effort into building an easy-to-use online platform that connects you with the lenders who will get you the money that you need. We believe that applying online for a payday loan is the best way to access quick cash as it enables you to compare and contrast rates and fees easily between lenders.

By contrast, if you are going to a local payday store, it is very difficult to compare each store’s terms and fees with other stores without driving around town for a long time or making a lot of calls and spending a lot of time asking the employees about their offerings.

Applying online enables you to do all that work from the comfort of your own home (or wherever you are)!

Still, we understand that some people prefer doing business in person, and for that reason we have compiled this list of payday lenders in Los Angeles to help you on your way.

Check Into Cash Los Angeles

Check Into Cash is a large, national provider of payday loans. The company’s stores tend to have good reviews. Check Into Cash’s location on South Street in L.A. has pretty good online reviews, however they are not the best that we have ever seen. Recent reviews note that the staff was excellent and service was solid. Some older reviews note bad experiences with some outdated equipment at the store, but these issues may have been resolved.

3829 South
Los Angeles, CA 90008
(323) 294-4532

Advance America Los Angeles

As with Check Into Cash, Advance America is a large, national provider of payday advances. Advance America tends to do an excellent job in providing a good experience for those who visit its stores, and the company’s location on Vermont Ave in L.A. is no exception. The store has excellent online reviews, with reviewers noting that the experience was very easy and the employees were very helpful.

1008 N Vermont Ave
Los Angeles, CA 90029
(323) 953-4880