Payday Loans in Hattiesburg, MS | Cash Advance in Hattiesburg, MS

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Hattiesburg, MS Payday Loans Online



A payday loan is a small-dollar, short-term advance against your next paycheck that is designed to assist an individual with small, frequently unexpected expenses. You may also hear these loans referred to as “payday advances,” but be aware that they are different terms for the same thing.

Payday loans are intended to be short-term in nature and are not designed to be used long-term or for bigger purchases like a house or a vehicle. Because payday loans can be underwritten and funded far more quickly than just about any other type of loan, they can be a great tool–when used correctly–to bridge a cash gap and get you back on firm financial footing.

Located primarily in Forrest County, Mississippi, Hattiesburg is home to the University of Southern Mississippi and William Carey University. The town has more than 45,000 people, and the metro area boasts a population of nearly 150,000 people. The town’s history touches on many of the most important points in American history, including the Indian Removal Act, as well as the struggles associated with the civil rights movement in the 1960s. The town’s proximity to Jackson; New Orleans, LA; and Mobile, AL has served it well, as has its location on an important rail line that ran through Hattiesburg and from there to Jackson.

While timber was an important early industry in Hattiesburg, more recently the economy has significantly diversified away from that commodity. Today, the town boasts an impressive collection of companies with presences in the town, including Kohler Engines, BAE Systems, the Coca-Cola Bottling Company, and the Budweiser Distribution Company.

Despite Hattiesburg’s diversified economy, we know that people can still occasionally fall through the cracks in the system. Just because there is a base of employers in a particular town does not mean that people won’t face financial hardships from time to time. The good news is that a steady paycheck from one of the large companies with a presence in Hattiesburg, or from another great employer such as a Marriott hotel, McDonald’s, or KFC, can be your ticket out of financial hardship. If you have a job, you should be eligible to apply for a same-day payday loan.

Payday loans in Hattiesburg are a safe and convenient way to enable a borrower to stretch their purchasing power and cover small, unexpected costs with a cash advance. Whether you’re struggling with seasonal costs like holiday expenses or back-to-school costs, or you need assistance with unexpected car or truck repairs, a payday loan in Hattiesburg can help you.

Just how much can I borrow in Hattiesburg, MS?

One of the most common questions regarding payday loans is: “how much can I borrow?” In general, Hattiesburg advances vary anywhere from $50 to $1,000 depending on your particular state of residence. In some circumstances, people are able to access more than $1,000 with a payday loan, but that is rare.

The underwriting requirements for a payday loan via Direct Payday Loans are normally less rigid than those of larger loans such as home mortgages or auto loans. The latter two loans generally take at least a couple weeks of underwriting to get, and they are “secured” against the home or car you’re buying. They also require a rather high credit score and high income.

By contrast, payday loans are very quick to underwrite and issue. In exchange for the cash you require, one of our network lenders will charge you a small amount of interest. This interest fee, together with the initial quantity borrowed, is normally due on your next payday.

If you need a little additional money before your next paycheck, consider a fast & easy cash advance. We’ll help you get the cash you need today so you can keep moving forward and get back to the things you enjoy in your life.

With a payday advance from Direct Payday Loans, you can:

  • Get money in just a few minutes,
  • Read plainly defined costs & terms,
  • Secure a simple, short-term advance against your paycheck.

Borrowing responsibly

Prior to taking out a payday loan, we recommend that customers think about the quantity of their next paycheck and identify how much cash they will have in their bank account in the future. Borrowers need to figure out how much they can responsibly repay within their budget. While it can sometimes be easy to forget, the reality is that rent, cell phone bills, and utilities all continue to pile up even when you take out a loan. In other words, you need to have sufficient cash to both pay back your loan and pay for your normal bills on your next payday.

Although many lending institutions permit you to “re-purchase” or renew your loan, this is not recommended. This practice can result in a cycle of loans that wind up costing you a lot more in the long term.

Bad credit? Not an issue in Hattiesburg

As we have mentioned before, payday advances aren’t like mortgage or vehicle loans. They’re unsecured personal loans for small amounts that are made to people in need of quick financial help. Our network of loan providers knows that you are in a difficult situation and are open to lending to individuals with less than stellar credit scores.

For the most part, loans are given based on your income and other signals including your tenure at your job. The majority of loan providers don’t even use a standard credit check. However, for larger amounts–particularly if over $1,000 is being sought–some loan providers may use your credit report to make a lending decision.

Get Payday Loans – No Faxing Required

Faxless payday advances allow anybody with internet access and a savings or checking account to access quick cash to immediately lower their economic stress. A few years back, you had to fax in a lot of identity documents, but that is no longer the case. You can now get the cash you need very quickly and you will not need to fax any documents.

Easy Online Application – Instant Approvals For Hattiesburg Residents

Here at Direct Payday Loans, we have simplified the online loan application process to make it quick and easy for you to obtain the cash advance you need. In fact, many people can finish the application online in just a few minutes and get a same-day decision – click here to apply for a cash loan online in Hattiesburg.

Make sure you have your social security number, income, and banking details convenient while finishing the application.

Direct Payday Loans Online in Hattiesburg: money when you need it most.

Local Payday Loan Stores in Hattiesburg

We believe that it is advantageous for a consumer to apply for his or her payday loan online. The primary reason behind this belief is that comparing and contrasting various lenders’ terms and fees is far easier online than it is offline.

If you want to compare storefronts’ terms and fees for payday loans, this generally necessitates driving between several stores–and burning a lot of gas–or calling between multiple stores–and burning a lot of time. It is far easier to apply online via Direct Payday Loans, be introduced to a number of lenders, and compare their rates and terms from the comfort of your home or your mobile device.

Still, we understand that some people are simply more comfortable doing business in person, and for that reason we have compiled this list of local payday storefronts in Hattiesburg to help you on your way.

Check Into Cash

Check Into Cash is one of the largest, national providers of payday loans. While their stores generally have a good reputation, online reviewers’ experience in and around Hattiesburg is somewhat mixed. Check Into Cash has three locations around Hattiesburg, including two in Hattiesburg itself and one in Petal, MS. One of the locations in Hattiesburg does not have good online reviews. The one listed below, however, does have pretty good reviews.

6083 U.S. Highway 98 Suites A/B
Hattiesburg, MS 39402
(601) 296-6890

Advance America

Advance America is another national provider of payday advances, and they have one location in Hattiesburg. As is common for Advance America’s stores, the company’s location in Hattiesburg has great online reviews. Reviewers note that customer service is fantastic, and several of them mention employees by name. That is always a good sign!

4600 Hardy St #6
Hattiesburg, MS 39402
(601) 579-6434