Payday Loans in Hampton, VA | Cash Advance in Hampton, VA

Home » Payday Loans in Hampton, VA | Cash Advance in Hampton, VA

Hampton, VA Payday Advances Online



At some point in your life, you may find yourself experiencing money problems. In that situation, a small cash advance against your next paycheck can be a powerful tool to tide you over until your finances are back in order.

Unexpected expenses can pop up out of nowhere, leading to a short-term need for cash. In these situations, a payday loan–also called a payday advance–is a great financial tool to help bridge the gap to your next payday. Direct Payday Loans is an online platform built to quickly connect you with a lender who can get you the instant cash that you need.

The best thing? The application will only take a few minutes of your time. After you submit your application, you’ll be redirected to a lender’s website where you’ll be able to review the terms and conditions of the loan. Assuming you’re approved, you can get the funds deposited directly into your bank account as soon as the same day of your application.

Hampton, VA is home to over 130,000 people and is generally grouped in with the cities of Virginia Beach, Norfolk, Newport News, and others. These cities collectively represent a population of over 1.7 million people. Hampton is a port town that is home to a Hampton University, Langley Airforce Base, and a number of other primarily industrial businesses.

In and around Hampton, the largest employers include Cox Communications, Sentara Health Management, Towne Bank, and Norshipco. Even though Hampton has a strong base of employers, many people in the area still face financial shortfalls from time to time.

If you have a job from one of the leading employers mentioned above, or even another great company like Starbucks, Home Depot, or a hospital system, there may still be a time when you don’t have sufficient cash for unexpected expenses. The good news is that your paycheck from your employer is generally your ticket to access a quick payday loan.

Whether you’re dealing with vacation expenses, back-to-school costs, or surprising car or house repairs, a payday loan in Hampton can help you get through the tough times and back to financial stability.

Just how much can I borrow in Hampton, VA?

You’ll generally be able to get a payday loan in Hampton for $50 to $1,000–or more–however the amount you can borrow will depend on a few factors including the state you live in and the amount and frequency of your paycheck. Unlike home or auto loans, payday loans are quick to get and far easier to qualify for. Home mortgages and auto loans are secured loans that can take weeks to underwrite and generally require a strong credit score.

By comparison, when you apply through Direct Payday Loans for a payday advance, you’ll be able to immediately connect with a local lender who can get you same-day cash. The lender will charge you a small fee (interest), and on your next payday you’ll need to pay back the initial amount you borrowed along with the interest the lender charged.

If you need some extra cash today, you can use one of our fast payday advances in order to get the money that you need. You’ll be able to stop worrying about finances and get back to the things you really care about, like friends and family.

By applying with Direct Payday Loans, you’ll be able to get:

  • The cash you need,
  • Simple terms that are easy to understand, and
  • Your payday loan without having to fax documents or provide a paper check.

Borrowing responsibly

Prior to taking out a payday loan, it is always important to carefully consider your budget and your ability to repay the loan. Keep in mind that in addition to paying your loan back on your next payday, you will also need to be able to pay for your normal, everyday expenses including rent and groceries.

In other words, while you’ll be able to get cash today with Direct Payday Loans, it is important to think a few weeks ahead to ensure you won’t be in a another tough position on your next payday.

A number of payday lenders will allow you to renew or “roll over” your loan if you can not pay it back on your next payday. We don’t recommend this practice because this roll-over can result in materially higher costs in the form of higher fees the lender will charge you. In other words, you could find yourself having to pay back a lot more than the initial amount you borrowed.

Take a few minutes to look at your budget prior to taking out a payday advance. You don’t want to be stuck in a cycle of ever-increasing loan fees.

Bad credit? Not an issue in Hampton

As mentioned above, home loans and auto loans generally require high levels of income. They also require a good credit score in order to secure. By contrast, our network of payday lenders is aware that people who borrow payday loans are in need of short-term financial assistance. The lenders are comfortable with this and are used to dealing with individuals with a low or no credit score.

Rather than heavily relying on a credit score as home and auto lenders do, our payday lenders will look at a number of factors (like the amount of your next paycheck), and they generally will not utilize a traditional credit check. The exception to this is if you are trying to borrow more than $1,000, in which case lenders will tend to require a credit pull in order to make a lending decision.

Easy Online Application – Instant Approvals For Hampton Residents

Direct Payday Loans makes it easy and quick for you to get the cash that you need today. The online application will only take you a few minutes to complete. Prior to starting the application, ensure that you have your social security number, banking info, and pay stubs available for reference.

Apply today for a payday advance in Hampton. 

Direct Payday Loans Online in Hampton: money when you need it most.

Payday Loan Providers in Hampton, VA

We are big believers in the power of applying for a payday loan online. Why? The primary reason is that applying online gives you far greater ability to compare the loan amounts and fees associated with the various offers that you’ll receive. You can potentially save yourself a lot of money by getting a payday loan with lower fees, and this is important when you’re already in a tight financial spot.

By contrast, if you’re getting a loan from a local retail provider, it can be difficult to compare and contrast terms and fees without driving or calling between multiple locations. Additionally, payday loan storefronts have high rent costs that they usually need to pass on to their customers in the form of higher interest and fees.

Still, even though we are proponents of applying online, we understand that some people prefer to do business in person. With this in mind, we’ve compiled this list of local payday loan providers in Hampton to help you on your way as you’re looking for a payday loan.

ACE Cash Express

As one of the largest national payday lenders, ACE Cash Express has hundreds of locations all over the country. In Hampton, its location is well reviewed, which is always a positive sign when selecting a local lender. Online reviewers for this location note the friendliness and professionalism of the staff and how they explain the borrowing process.

3819 Kecoughtan Rd
Hampton, VA 23669
(757) 728-1366

Fast Cash

Fast Cash is centrally located along Mercury Blvd in Hampton and, similarly to ACE Cash Express, has great reviews online. Online reviewers note that the store’s employees are courteous and understanding.

2605 W Mercury Blvd
Hampton, VA 23666
(757) 838-3001