Erie, PA Cash Loans Online
A payday advance loan is a small dollar, short-term cash advance that is generally utilized as an option to help an individual with small, often unexpected expenses. Payday loans are intended to be short-term in nature and not meant to be utilized for long-term expenses or for bigger purchases like a home, a car, or a truck.
Payday loans–often called payday advances–are a safe and convenient method for residents of Erie, PA to stretch their purchasing power and get assistance in covering small, unexpected expenses. Whether you’re experiencing seasonal expenses like holiday gifts, vacation, and back to school costs, or you need help with unexpected car or truck repairs, Payday Loans in Erie can help.
Erie is a mid-sized city in the northwestern part of Pennsylvania with a population of approximately 275,000 in its metro area. Erie saw huge growth during the mid-1900s as a hub for fishing, manufacturing, and railroad-related industries. It benefited greatly from being a major access point in Pennsylvania for Lake Erie and the Great Lakes in general. In more recent years, Erie Indemnity Company has grown to be the largest employer in the area, along with other companies such as Wabtec US Rail, Walmart, the Pennsylvania state government, and several medical institutions.
Even if you have a good job with a steady paycheck from a company like Walmart, Starbucks, or a medical provider, we understand that there can still be tough times. If your car or truck suddenly breaks down, you could find yourself facing an unexpected expense without the cash to cover it. A payday loan from Direct Payday Loans can be an excellent tool to help you get the quick cash you need today, to ensure you can cover all your expenses and keep living your normal life.
Just how much can I borrow in Erie, PA?
Erie payday advances range anywhere from $50 to $1,000 (or more) depending upon your state of residence, your income, and other factors. The qualifications for loans from Direct Payday Loans are normally less rigid than for conventional loans such as mortgages or auto loans.
Unlike with a home or auto loan, our network of payday loan providers generally can get you quick cash today, and they usually do not require a credit check. In exchange for the cash you need, the lenders in the Direct Payday Loans network will charge you interest on the money you borrow plus a small fee. This fee plus the interest charge on the money you borrowed, along with the original amount borrowed, is normally due on your next payday.
If you need a little extra money before your next payday, apply for a fast & easy cash advance. We’ll help you get the cash you require today, so you can keep moving forward with the things that are important to you.
With Direct Payday Loans, you’ll be able to:
- Get the loan you need in minutes
- Read and understand clearly-defined fees & terms
- Receive a basic, short-term payday advance (also known as a payday loan)
- Access a loan without a paper check (unlike going to a physical store location)
At Direct Payday Loans, we recommend that borrowers consider the amount of their next paycheck and think about how much they can properly repay within their budget. Come next payday, it’s important that you have enough cash on hand to not only repay your payday loan, interest, and fees, but also cover your other living expenses.
Although the majority of payday loan providers permit you to “re-purchase” or renew your loan, this is not recommended. A loan repurchase can sometimes cause a cycle of loans that end up costing you a lot more in the long term.
Bad credit? Not a problem in Erie
Payday advance loans aren’t like home mortgages or auto loans. Instead, payday loans are unsecured personal loans for small amounts used by individuals in need of short-term monetary support. Our network of lending institutions know this and are open to lending to individuals with less-than-stellar credit scores.
For the most part, our payday loans are based on your income and other signals. Many loan providers don’t even utilize a conventional credit check. This is very different from the lending process for getting a home mortgage or auto loan. When getting a mortgage or auto loan, lenders usually require an in-depth credit review process that requires many documents verifying your credit score and income. Note, however, that for larger payday loan amounts–especially if you’re borrowing over $1,000–some lending institutions might utilize your credit report to make a lending choice.
Apply for Payday Loans– No Faxing Required.
Faxless payday advance loans allow anyone with web access and a savings or checking account to instantly lower their financial stress. Our rapidly ready payday loans will get you the cash that you need in a very short time span. Many kinds of online loans require evidence of identity which typically means faxing numerous documents into a lender. That is never an issue when applying through Direct Payday Loans. Our lenders do not require faxing documents.
Easy Online Application – Instant Approvals For Erie Residents
We have streamlined the online loan application process to make it fast and easy for you to request the cash loan you require. We know that the last thing that you want to worry about when you’re facing a cash shortfall is how you’re going to find the cash you need. With Direct Payday Loans, you can check that worry off your list.
In fact, you can complete our application online in minutes and get an immediate decision – click here to apply for a payday loan online in Erie. When applying for our loans, make certain you have your social security number, income source, and banking info handy while finishing the application.
Direct Payday Loans Online in Erie, PA: Money when you need it most.
Payday Lenders in Erie, PA
We believe that it is far easier to apply for and receive a much-needed payday advance online. By applying online, you save yourself a lot of time driving from store to store, and comparing pricing is far easier from the comfort of your computer.
Plus, storefronts can have far higher expenses than digital lenders because they have to rent retail space. What does this mean for you? Well, the rental rate they pay gets passed on to you in the form of a higher cost for the money that you borrow. Still, we understand that some people are more comfortable borrowing from a local storefront, so we have compiled this list of payday lenders near you in Erie, PA.
Holiday Financial Services Corporation
While not a traditional payday lender–meaning Holiday will likely require a good credit score in order to borrow money from them–Holiday FSC nonetheless offers personal loans for emergency needs. Looking online, their reputation is only OK, with some customers noting the friendliness of their employees, and others noting that it is very difficult to qualify for a loan.
715 W 38th St
Erie, PA 16508(814) 864-2468
Unfortunately, there is not an Advance America location that is in Erie. Instead, you’ll have to drive nearly an hour down the road to Ashtabula, OH. Despite the long drive, however, Advance America’s location in Ashtabula has a stellar reputation. Online reviewers note the professionalism and friendliness of the staff.
1943 E Prospect Rd
Ashtabula, OH 44004