Payday Loans in El Paso, TX | Cash Advance in El Paso, TX

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El Paso, TX Payday Loans Online



A payday loan (also called a payday advance) is a small dollar, short-term cash advance that can be used by a person who has unanticipated expenses. Payday loans are short-term in nature and not intended to be utilized long-term or for larger purchases like a house or a car. Payday loans are a safe and practical way to enable an individual to extend their purchasing power and help cover small, unplanned expenditures.

Whether you’re dealing with seasonal expenditures like vacation or back-to-school costs, or you need help with unexpected car or house repairs, Payday Loans in El Paso can assist.

El Paso is located in the far western part of Texas on the Rio Grande River, with a population of more than 680,000 as of 2019 estimates. This makes it the 22nd largest city in the United States and the sixth largest city in Texas. El Paso sits at the border of both Mexico and New Mexico, with the nearby cities of Ciudad Juarez, Mexico and Las Cruces, New Mexico creating an international regional metropolitan area of more than 2.5 million.

El Paso has a strong and diversified economy, anchored by the oil and gas industry, medical research, international trade, health care, and a large federal and military presence. Over the past few years, many call centers have located their operations in El Paso. More than 70 Fortune 500 companies have offices in El Paso, including AT&T, Charles Schwab, Verizon Wireless, Boeing, Delphi, Eureka and Hoover. Some of the top employers include Western Refining, Fred Loya Insurance, Las Palmas Medical Center, University of Texas El Paso, El Paso Independent School District, Datamark, and Tecma Group.

Even if you have a good job working at one of these companies, a local university, school or health system, or another great employer like Starbucks or Wal-Mart, there may be a time when you don’t have the cash available to pay for unexpected expenses. If that happens, a payday loan can help you bridge the gap and get you back on firm financial footing. If you have a steady job with a consistent paycheck, a payday loan can provide money fast–often the same day–to cover an unexpected expense.

Just how much can I borrow in El Paso, TX?

Payday loans in El Paso vary from $50 to $1,000 (or more) depending upon a few factors such as your state of residence and your income. The qualifications for payday loans are typically less strict than they are for typically larger loans like a mortgage or auto loan.

Direct Payday Loans will connect you directly to a local lender who can provide you same-day cash. In exchange for the cash, the lender will charge a small fee in the form of interest costs. This fee, along with the initial amount borrowed (the principal), will usually be due on your next payday.

If you need a little extra money before your next payday, you can use a fast and easy cash advance. We’ll help you get the money you need TODAY, so you can keep living your normal life and focus on the things important to you. With Direct Payday Loans, you can:

  • Get the cash you need the same day, often within minutes
  • Review plainly-defined terms and conditions
  • Access a simple, short-term cash advance with no hassle
  • Receive cash without needing a paper check or to fax documents

Borrowing Responsibly

Before accessing a payday loan, we advise that you create a spending and budget plan to ensure that you can repay your loan in full when it comes due. With Direct Payday Loans, you will be able to access cash today, but you should consider your full financial situation before acting.

Although the majority of lenders permit you to “re-purchase” or renew your loan, we do not recommend this practice at Direct Payday Loans. Renewing your loan can create a cycle of loans that wind up costing you significantly more money in the long-term. Before applying for a payday loan, create a plan to pay back the loan on your next payday while also ensuring that you have enough cash to cover your normal day-to-day expenses like groceries and rent.

Bad credit? Not an issue in El Paso

Payday loans are not like mortgage or auto loans. Payday loans are unsecured personal loans used by individuals in need of short-term financial assistance. Our lenders know this and are often open to providing these loans to individuals with low (or no) credit scores. Lenders will use your income and other factors to determine whether you can access a loan.

Many of our loan providers do not utilize a traditional credit check. However, for larger amounts (particularly if borrowing more than $1,000), some lending institutions may use your credit report to make a lending decision.

Traditionally, many online loans required an individual to fax in documents to verify their identity. It can be very difficult to find a fax machine these days, so Direct Payday Loans does not require you to fax any documents. Faxless payday advances allow anyone with an internet connection to access cash quickly and lower their financial stress. At Direct Payday Loans, you will never have to fax information.

Easy Online Application – Instant Approvals For El Paso Residents

We have streamlined the online loan application process to make it quick and easy for you to get the cash advance you need. In fact, you can complete the online application in minutes and get an instant decision – click here to apply for a cash loan online in El Paso. Make sure you have your social security number, income source, and banking info nearby while completing the application.

Direct Payday Loans Online in El Paso: money when you need it most.

Payday Advance Near Me in El Paso, TX: Local Providers

As mentioned above, we have streamlined the process to make it simple, easy, and cost effective to apply for a payday loan online. If you would still rather visit a payday loan office in person, we have put together a list of local providers for El Paso.

When visiting an office to apply for a loan, it can be more difficult to compare your options to find the best pricing. By applying online, you can access the best offers from multiple lenders and review your options from the comfort of your home.

Additionally, a payday loan office may have to pass on the rent costs of having a physical location, resulting in a higher rate or higher fees for you. Be sure to review all the relevant details before visiting a local payday loan office.

Power Finance Texas

As of March 2021, Power Finance Texas has 2 locations in and around El Paso, including in Cielo Vista. The stores have very good reviews online, with customers noting the friendly staff and quick service. Power Finance Texas offers payday advances as well as installment loans.

9515 Gateway Blvd W, Suite l
El Paso, TX 79925
(915) 775-1911

Cash Store

As of March 2021, Cash Store has 7 locations in and around El Paso, including in Sunland Park North, East El Paso, and Mission Valley. The El Paso locations mostly have pretty good reviews online, with some customers noting the great customer service. Cash Store offers payday advances and title loans.

5620 Dyer St
El Paso, TX 79904
(915) 564-1801