Most of the payday loans near me you see on the internet require an in-store visit to apply for a loan- not so at Direct Payday Loans. We offer our clients the convenience of an online application that is easy to complete and provides instant notification upon approval. If you qualify for a loan, our lender can deposit your funds the next day, so you’ll have access to the money you need to pay bills, pay for an unexpected life event, or just have a little cash on hand for necessities. We can loan from $100 to $1,000, depending on your income and your needs.
How Can I Spend a Payday Loan?
If you qualify for a loan from a payday loan agency, the money you borrow is yours to spend as you like. There are no restrictions on how you must use the money, so you’re free to pay bills or take an extravagant vacation if you choose to. As long as you pay the loan back according to your original agreement or loan extension contract, you can consider the borrowed money just as if you had earned it from your workplace. You’ll find details on payday loans near me when you browse our free resources on Direct Payday Loans. Click on ‘How it Works’ to get started.
What is a Payday Loan?
When you need to borrow money, family and friends may seem like the most natural choice, but those who are close to you can become judgmental, especially if you’ve borrowed money from them in the past. At Direct Payday Loans, we don’t judge- we simply check your eligibility to borrow and connect you with the right lender. We can loan you money against future paydays if you check the following boxes:
- Over 18 years old
- Are a US resident or permanent resident of the US
- Your income averages around $1,000 per month
- Valid checking account in your name
- Work and home phone numbers
- 90 days of employment at the same job
- Email for communication
How Much Can I Borrow?
Our lenders approve loans up to $1,000, with no credit check or collateral necessary. Your proof of income and ability to hold a job are proof enough that you’ll pay back the loan in good faith. Free resources are available on our website to help you get a sense of what will be expected of you once you borrow the money. Feel free to bookmark our website and apply for your payday loan using our online application.
When Will I Get the Loan?
Our lenders may be able to get you the money you need by tomorrow when you complete the loan application online. Our process is typically faster than other payday loans ‘near me’ that require you to drive to their location to prove eligibility for a loan. Click on the ‘Start Here’ link to provide all the information needed to request a paycheck advance from one of our lenders; your cash flow issues are a thing of the past with Direct Payday Loans.