Payday Loans in Dallas, TX | Cash Advance in Dallas, TX

Dallas, TX Payday Loans Online

Finances can be tricky and budgeting errors are a common occurrence in every household of the United States. It’s fairly typical for most families in America to fall short a few dollars when it’s time for big expenses like electricity bills or utilities and when these leave you alone, there’s always an unexpected expense waiting for you. Luckily, payday loans can really help you out when in such a frenzy.

Payday loans are small loans that can be taken up against your paycheck to help you out with small expenses. Much like most loans, payday loans are composed of two main parts: principal and interest. These remain the same for many small or large loans.

Loans are very common in the U.S. and payday loans are frequently used in many big cities of America. With a bustling economy and lots of movers and shakers, it is not uncommon to hear about people taking out any type of loan in Dallas, TX.

Dallas is a famous metropolitan city located in northern Texas. It’s not only a commercial but also a cultural hub in Texas. It’s home to places of historical significance such as Downtown’s Sixth Floor Museum at Dealey Plaza which commemorates President John F. Kennedy’s assassination. Additionally, they’re are also several interesting museums in the city including the Arts District and the Crow Collection of Asian Art.

Dallas has a diverse economy with technology, financial services and defense as its leading industries. In addition to these, education, accommodations and food service also contribute to a huge chunk of the economy. The city has a number of Fortune 500 companies and employs a great number of the population.

Dallas has the strongest and most high earning economy in the state of Texas. However, unexpected events can’t always be prevented by a strong economy. In fact, even in good earning households, unexpected events can stir up a financial crisis. Some unforeseen circumstances can be an emergency medical need or a car crash, while others can be short on some back to school expenses or some unpaid vacation bills. Nevertheless, every big or small problem has a solution and payday loans are a great solution for short-term cash problems.

Fortunately, we have created a tool that makes it easy to access this solution. We’ll explain how you can access payday loans quickly and painlessly. Now, we understand that the term can seem a little daunting to many people. Don’t worry – we’ve got you covered and can explain everything you need to know.

Looking for a payday lender can be stressful but you came to the right place. Our website application is super easy and convenient to use! Submitting your information will only take a few minutes of your time. After submitting your information, you will be connected directly with a lender to review the loan terms. If accepted, the funds can be deposited into your bank account as early as the same day you apply!

For your convenience, let’s break payday loans down a little further. You borrow the amount of cash needed for your short-term problem. The lender will need your bank account information to send you the money. In a few weeks, the lender can automatically debit the payback in your account. Doesn’t that sound easy?

Here’s why many people take payday loans:

  • Paying for a utility bill like water or electricity
  • Paying for part of a rent or mortgage payment
  • Paying for groceries
  • Paying for cell phone or internet bill
  • Paying for an unexpected car repair
  • Paying for an unexpected house repair
  • Paying for an appliance repair
  • Paying off a credit card bill for a vacation
  • Paying for child care
  • Paying for clothing or other supplies for school
  • Paying for an emergency medical expense
  • Paying for work supplies


What does a rollover mean in payday loan lending?

A rollover buys you some time. This means that you have to pay it back the next month or in your next pay period. However, we don’t recommend this practice at all. This is bound to cause accumulating interest and make it harder for you to pay back the full amount later! Have a detailed and comprehensive spending plan in place before agreeing to terms with a lender.

What tools can help you pay back your loan on time?

Budgeting is our most recommended tool to manage your finances better. When you’re taking a loan, you should have a general idea of what you’re diving into. Make a budget for your housing expenses, food expenses, transportation, and everything else in your life. You will still have to pay your cell phone or internet bill even if you have to pay a payday loan. Make sure you have a plan in place to pay back your loan and all interest costs on time and in full.

How much can I borrow? 

Most people that use payday loans are looking to access between $50 and $1,000. Payday loans are usually the most convenient and fastest method to get quick cash because there are no lengthy application or approval processes. Plus, you can usually access a payday loan with a low credit score (or sometimes no credit score at all).

You can get a loan of up to $1000 or sometimes even more through a payday lender. However, loans greater than $1000 have a more elaborate application process that sometimes requires a traditional credit check or pull of your credit report.

How much does my credit score matter?

The short answer is no! Unlike traditional bank loans, payday loans are not secured against an asset, nor must your credit score always be checked. Most lenders will consider the amount and timing of your paycheck and how long you have held your job when considering whether to make a loan to you.

For loans greater than $1,000, you may be required to have a traditional credit report and more extensive documentation.

Easy Online Application

Lengthy online applications can be a pain. Because of that, we have made sure to put together an easy and brief online application for your convenience. All you need is:

  1. Your Social Security Number (SSN)
  2. Your banking information
  3. A recent pay stub

With this information, you can apply for a direct payday loan in minutes and get your money as soon as the same day. Loan applications don’t get any easier!

Click here to start your online application now!

Local Payday Loans Near Me in Dallas, Texas

Although we have created a very easy online application process for your convenience, we understand that some people still prefer doing business in person. However, it can be much more difficult to compare loans and terms if you have to drive everywhere or call a bunch of people. We recommend applying online through Direct Payday Loans.

We only want the best for our customers, so we have created a short list of local stores for you. Here are a few local stores in the Boone area. Don’t forget that you don’t have to go visit a store in person – you can simply apply through our application engine!


PLS Check Cashers

6500 Skillman St, Dallas, TX 75231, United States

+1 214-221-1930

PLS Check Cashers are an old and reputable store with a long history of excellent customer service and loyal customer vouching for them online. They’re also said to have a very friendly and responsive staff.


Cliff’s Check Cashing

6932 Greenville Ave, Dallas, TX 75231, United States

+1 214-373-6932

Cliff’s Check Cashing is a great payday lending store with diverse options and good customer service. This store is especially recommended for beginners who are looking for a friendly staff to help them with some financial advice as well.


Check N Title Loans

016 Greenville Ave, Dallas, TX 75231, United States

+1 214-891-0500

Check N Title is an old name in the market. They have a 5-star rating on google reviews and decent interest rates.


Fast Payday Loans

4349 W Northwest Hwy, Dallas, TX 75220, United States

+1 214-753-8412

Fast Payday Loans is a very good payday loan retailer with a pretty good reputation. The store has great service alongside very responsive customer service. They have a good online rating as well a good reputation in the payday loan lending industry.


World Finance

6012 Abrams Rd Ste 101, Dallas, TX 75231, United States

+1 214-987-1240

World Finance is a great store if you’re looking for quick loan approval. They are known to approve small loans very quickly.