Image Source: FreeImages When you have good credit, it opens up doors that would otherwise be closed to you. Getting a mortgage, renting an apartment, or obtaining any other loan requires good credit. A credit score is a number that shows how reliable your payment history is and whether you’re likely to pay back...
Category: Debt
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How to Set Financial Goals for a New Year
A new year brings on new beginnings and a good topic for those beginnings is setting up your financial goals for the year ahead. What are Financial Goals? These are the goals you want to accomplish with your money. It can be anything; there are no limitations for the financial goals you want to set...
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How to Find Extra Cash for Your Holiday Budget
It’s the most wonderful time of year again when we gather with close family and exchange gifts, and we ship gifts to loved ones far away, and we participate in that office secret Santa gift exchange, and we search for that hot, new toy our child desperately wants to find under the tree on Dec....
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3 Reasons Why You Need a Budget
Most people hear the word budget and shudder thinking it’s overly complicated, not worth the effort, or just downright boring. We’re here to tell you that a budget may seem a bit like all of those things at first, but it’s the first step towards better financial health and maybe even that expensive item you’ve...
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How to Use the Debt Avalanche Method to Pay Down Debt
If you’re like the majority of people today, you likely have some debt. Whether your debt is from student loans, personal loans, credit cards, or other past financial decisions, you’ve likely wondered how to get out from under the mountain of debt you’ve accumulated. One way to work down your debt is the debt avalanche...
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How to Calculate Your Net Worth
Have you heard the term net worth and wondered exactly what that meant? Or if you have one? The good news is that everyone has a net worth. Keep reading for more information on what net worth is and how to calculate yours. What does net worth mean? Simply put, your net worth is the...