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There have never been more financial tools available to the average individual than now. Between credit cards, personal consumer loans, new financial technology (fintech) apps on your phone, and everything in between, there are tons of new ways for an individual to access cash, often at a low cost. One of the newer developments over the past few years is...

So you have decided that a payday loan could be the right solution to solve your temporary cash issues. You want to apply, but you are not quite sure how it works. You are in the right place. Applying for and accessing a payday loan does not have to be complicated. In fact, it usually only takes a few minutes...

Over the past few years, there have been many new companies that offer financing at the point of sale. Affirm and Afterpay have led the way in developing these products, partnering with retailers all over to allow consumers to spread purchases out over time. With the option to buy now and pay later, many people have been able to increase...

If you have a check from your employer that you need to cash, you may consider using a check cashing service. Before using one, it’s important to always remember these five important things about check cashing: #1. Check Cashing Fees Can Be Significant Many check cashing services charge a fee on any money you receive from your checks. These fees...

You’ve probably seen it: an interesting post on Instagram from a fabulous looking person. Maybe they’re about to hop on a private jet. Maybe they have fantastic luggage from Louis Vuitton. Whatever it is, it’s alluring and inviting. There are many dangers on the internet, but one of the newest and most insidious is Instagram scams. You may be asking...

The decision to get a payday loan is not always an easy one. The last thing you want to do is get into more debt, but there are times when it can be the best option for your financial future. If you know that you will have enough income in the upcoming months to cover your expenses and pay back...

For some parents, back-to-school shopping is the most expensive time of year. They may wonder how much they should spend on their kid’s expenses each summer. Often, when the school start date arrives in late August or early September, there isn’t enough money left to cover a kid’s essentials such as clothing and school supplies. Parents are faced with several...

With the gig economy on the rise, it’s important to know which companies you can work for in order to earn extra cash. There are many gig-economy companies that offer different types of services, from driving a car with Uber or Lyft, to doing freelance design work with Fiverr – several of these companies will be discussed in this article....

In the pantheon of hated bank fees, perhaps the most hated is something called an “NSF” fee. NSF stands for “non-sufficient funds” and basically means that there were not enough funds in the account to cover a debit to the account. For instance, imagine you have $500 in your checking account and write a check to pay your $1,000 rent...

Why would someone need a $100 loan? No one likes being in difficult financial situations. Everyone makes plans that go awry. Everyone hopes that they will continue to get paid on time and in full. Everyone hopes that their car won’t break down when they need it. Everyone hopes that the A/C unit in their house won’t break unexpectedly. Everyone...