About Direct Payday Loans & Our Online Process

Submit online

Complete our online loan application today and be connected with lenders who have cash to lend.

Online signature

The entire process can be done online, so you don’t have to leave your house.

Get Your Cash

Your funds will be sent to you fast. In many cases, you’ll get the cash the same day you apply.

Why us

Secure and Safe

We use industry-leading security to protect your information.

Fast Lender Approval

Get lender approval in as little as 5 minutes.

Apply Online or by Phone

You’ll never have to leave the comfort of your home.

Get Funds Fast

Get the cash you need as soon as today!

Two ways to Apply Today!

Payday Loans Online

With an online Payday Loan, you can get a little extra money before your next paycheck.

Payday Loans by Phone

If you prefer to get your loan by phone, you can!

Are you experiencing money problems?

These days, it is not uncommon for people to have a surprise expense that blows up their budget. Common examples of such expenses are medical bills, surprise auto repairs, and back-to-school expenses that just seem to go up every year. The first thing to realize is that you should never feel embarrassed about having a cash shortfall. Cash shortfalls are a normal part of everyday life as an adult, and while they are not fun, they are definitely survivable.

There are few experiences that are more stressful than money problems, and we understand that. We are solely focused on helping connect you with lenders and resources to help you work through this tough time.

Do you just need a small advance against your pay to tide you over?

The first thing to be sure to do is to take a few deep breaths to assess your cash shortfall. The primary thing any lender is going to need to know is how much quick cash you need in order to bridge your cash gap. Nobody knows this information more than you, so it is imperative that you take the time to determine how much cash you are short, when your next paycheck is, and what amount you need to get from now to then.

It might be that you only need $100, but it also might be that there is a bigger cash shortfall that necessitates a bigger loan: say $1,000 or even $2,000. Our network of lenders is able to address your cash needs regardless of the amount you have fallen short. This site contains a lot of helpful information to help connect you with an appropriate lender, and also to help educate you as to how to navigate the payday loan process, including:

  • How do I apply for a loan?
  • What documents do I need?
  • How do lenders underwrite my file?
  • When can I get cash?

Do you need cash for an unexpected expense?

Life happens, and when it does, you need to be able to access cash. Many people with good, steady jobs who get a paycheck every week or every other week are locked out of the traditional banking system for a number of reasons. While this is a tough reality, it is the world we live in.

Despite this tough reality, however, there are a lot of lenders who are specifically designed to underwrite the person, not just the credit score, get you quick cash, can work with you even if you do not have a social security number, and help you cover that surprise expense and get back to financial stability.

Then an online payday loan can be the solution you are looking for.

We pride ourselves on our speed to connect you with a lender. In most cases, submitting your information through our site may only take a few minutes of your time. After your information is submitted, you will be redirected to the lender’s website to review the terms of the loan, and if accepted, the funds will be deposited into your bank account! In many cases, you will be able to get that quick cash you need the same day you apply.

We are able to help you in any of the 50 states around the United States, so you are sure to find a Direct Payday Loans center near you! We have resource pages for you in the following popular areas:


Texas, California, Minnesota, Washington, Florida, Virginia, Ohio, Utah, Colorado, Tennessee, Kentucky, Missouri, South Carolina, Arizona, Illinois, Oklahoma, Alabama, Mississippi, Louisiana, Indiana, North Carolina, Pennsylvania, Georgia, New Jersey, Maryland, Connecticut, Delaware, Oregon


Las Vegas, San Diego, Chattanooga, Chicago, Cincinnati, Austin, Riverside, Colorado Springs, Columbus, Kansas City, Denver, Reno, Dallas, Grand Junction, Greenville, Hampton, Stockton, Houston, Miami, Wichita, El Cajon, Lafayette, El Paso, Escondido, Portland, Anchorage, Los Angeles, Louisville, Memphis, Mobile, AL, Modesto, Nashville, Omaha, Roanoke, Seattle, Gulfport, Tulsa, Virginia Beach, Jacksonville, Baton Rouge , San Antonio, Fort Worth, Vancouver, Spokane, Tacoma, OKC, Sacramento, Bakersfieldand adding more in the near future.

Needing a larger loan with flexible options? Extra Installment Loans offer installment loans up to $3000!

Updated 10/27/2022.